Choose a financing solution
Read the product information and identify the option that best matches your purpose.
How it works
A clear, responsible journey from enquiry to financing.
Understand the general application process, how to prepare, and what happens at each stage. Product-specific requirements are confirmed directly by the team.
Talk to our teamUF
Speak with the team
Explain the requirement and ask for the correct product-specific application checklist.
Submit your application
Provide accurate personal or business information together with the requested documents.
Application assessment
Union Financial reviews eligibility, supporting information, the financing purpose, and other relevant considerations.
Review the outcome
Eligible applicants receive the applicable offer and terms to consider before proceeding.
Financing & follow-through
Approved financing proceeds under the agreed conditions and for the accepted purpose.
Before you apply
Preparation helps create a clearer conversation.
The exact checklist depends on the product, but applicants can begin by organising accurate identification, contact, income, business, and purpose-related information.
01
Define the amount and purpose clearly
02
Prepare current personal or business records
03
Check that invoices, LPOs, contracts, or quotations are complete
04
Consider a realistic source of repayment
05
Ask questions before accepting any terms
Responsible assessment✓
What assessment means
A decision based on the complete application.
Assessment helps the institution understand the applicant, the financing purpose, the proposed repayment source, and the supporting evidence. Business products may also require review of the underlying invoice, LPO, contract, project, property, customer, supplier, or operating cycle.
Submitting an application does not guarantee approval. Approval timing, amounts, pricing, security, and repayment terms depend on the relevant product and the outcome of the assessment.
Borrow responsibly
Read and understand the applicable offer and ask for clarification before accepting any financial commitment.
Ready to begin?