Our mission
To be a leading catalyst for financial inclusion.
We aim to provide accessible, affordable, and innovative financial solutions that foster economic independence and community growth.
About Union Financial
A financial partner focused on access, responsibility, and progress.
Learn who we are, why we exist, how we approach financing, and the purpose behind every Union Financial customer conversation.
Talk to our team
Who we areUF
Company profile
Bridging financial gaps for Tanzanian ambition.
Union Financial Services Limited (UFS) is a licensed lending institution operating in Tanzania under the Microfinance Act, 2018, and regulated by the Bank of Tanzania.
We specialise in bridging the financial gap for individuals and entrepreneurs who may find traditional banking services out of reach. Our focus is on accessible, responsible, and innovative financial support designed to help customers respond to genuine needs, pursue opportunities, and strengthen their financial future.
Our work serves employed individuals, entrepreneurs, SMEs, suppliers, contractors, commercial property owners, and organised groups. Because each customer and financing purpose is different, our process begins with understanding the request and confirming which available solution may be relevant.
Our vision
To be the most reliable and accessible financial institution.
Our vision centres on supporting SMEs and individual aspirations through relevant financial pathways and professional service.
Our approach
Principles that shape how we work.
These values reflect the direction stated in the company materials and the professional approach customers should expect.
Customer focus
We begin by understanding the customer, the financing need, and the desired outcome.
Responsibility
Applications are assessed and terms are confirmed directly, without unsupported promises or guarantees.
Accessibility
We work to make relevant financial support easier to understand and explore.
Innovation
Our product range responds to personal, commercial property, and business cash-flow needs.
Community growth
We recognise the role that individuals, groups, and SMEs play in Tanzania’s economic progress.
Professionalism
Clear communication and appropriate supporting information are central to the customer journey.
Explore what we offer